{
  "version": 1,
  "event_id": "evt_fa4618f8fc917ce6",
  "url": "https://xiyu.news/events/evt_fa4618f8fc917ce6/",
  "json": "https://xiyu.news/api/events/evt_fa4618f8fc917ce6.json",
  "type": "security_incident",
  "status": "monitoring",
  "category": "policy",
  "title": {
    "zh": "Visa 着手关闭 Meme 币信用卡奖励漏洞",
    "en": "Visa Moves to Close Meme Coin Credit Card Rewards Loophole"
  },
  "current_state": {
    "zh": "据 Crypto In America 获悉，JP Morgan 在一场围绕加密货币购买信用卡奖励的单独争议中取得较小胜利；据一位知情人士称，Visa 正着手关闭 Crossmint 支持的结账流程中的一个疑似漏洞，该漏洞允许信用卡购买的 meme 币按面向数字媒体的商户代码处理。此前 Chase 告诉 The Block，一笔 Visa 交易被错误分类、不应获得奖励，纽约州总检察长办公室也告诉 The Block 其知悉并正在审查此事；meme 币购买仍将继续，但必须按加密交易处理并受 Visa 规则约束，支付处理商有一个预计下周结束的宽限期。",
    "en": "According to Crypto In America, JP Morgan has scored a narrower victory in a separate fight over credit card rewards on crypto purchases; according to a source familiar with the matter, Visa is moving to close an apparent loophole in Crossmint-powered checkouts that allowed meme coin purchases made with credit cards to be processed under a merchant code intended for digital media. Earlier, Chase told The Block that one Visa transaction was misclassified and should not have earned rewards, and the New York attorney general's office also told The Block it was aware of and reviewing the matter; meme coin purchases will continue but must be processed as crypto transactions under Visa's rules, and processors have a grace period expected to end next week."
  },
  "first_seen_at": "2026-09-21T09:42:12.233549+00:00",
  "last_updated_at": "2026-09-21T09:42:12.233549+00:00",
  "last_material_change_at": "2026-09-21T09:42:12.233549+00:00",
  "confidence": 0.75,
  "updates_count": 1,
  "sources_count": 1,
  "entities": [
    "card",
    "close",
    "coin",
    "credit",
    "loophole",
    "meme",
    "moves",
    "rewards",
    "visa"
  ],
  "identifiers": [],
  "topics": [],
  "updates": [
    {
      "update_id": "upd_5564b336708a8821",
      "event_id": "evt_fa4618f8fc917ce6",
      "occurred_at": "2026-09-20T16:01:03Z",
      "published_at": "2026-09-20T16:01:03Z",
      "first_seen_at": "2026-09-21T09:42:12.233549Z",
      "time_precision": "published",
      "update_type": "initial",
      "material_change": true,
      "title_zh": "Visa 着手关闭 Meme 币信用卡奖励漏洞",
      "title_en": "Visa Moves to Close Meme Coin Credit Card Rewards Loophole",
      "what_changed_zh": "据 Crypto In America 获悉，JP Morgan 在一场围绕加密货币购买信用卡奖励的单独争议中取得较小胜利；据一位知情人士称，Visa 正着手关闭 Crossmint 支持的结账流程中的一个疑似漏洞，该漏洞允许信用卡购买的 meme 币按面向数字媒体的商户代码处理。此前 Chase 告诉 The Block，一笔 Visa 交易被错误分类、不应获得奖励，纽约州总检察长办公室也告诉 The Block 其知悉并正在审查此事；meme 币购买仍将继续，但必须按加密交易处理并受 Visa 规则约束，支付处理商有一个预计下周结束的宽限期。",
      "what_changed_en": "According to Crypto In America, JP Morgan has scored a narrower victory in a separate fight over credit card rewards on crypto purchases; according to a source familiar with the matter, Visa is moving to close an apparent loophole in Crossmint-powered checkouts that allowed meme coin purchases made with credit cards to be processed under a merchant code intended for digital media. Earlier, Chase told The Block that one Visa transaction was misclassified and should not have earned rewards, and the New York attorney general's office also told The Block it was aware of and reviewing the matter; meme coin purchases will continue but must be processed as crypto transactions under Visa's rules, and processors have a grace period expected to end next week.",
      "current_state_zh": "据 Crypto In America 获悉，JP Morgan 在一场围绕加密货币购买信用卡奖励的单独争议中取得较小胜利；据一位知情人士称，Visa 正着手关闭 Crossmint 支持的结账流程中的一个疑似漏洞，该漏洞允许信用卡购买的 meme 币按面向数字媒体的商户代码处理。此前 Chase 告诉 The Block，一笔 Visa 交易被错误分类、不应获得奖励，纽约州总检察长办公室也告诉 The Block 其知悉并正在审查此事；meme 币购买仍将继续，但必须按加密交易处理并受 Visa 规则约束，支付处理商有一个预计下周结束的宽限期。",
      "current_state_en": "According to Crypto In America, JP Morgan has scored a narrower victory in a separate fight over credit card rewards on crypto purchases; according to a source familiar with the matter, Visa is moving to close an apparent loophole in Crossmint-powered checkouts that allowed meme coin purchases made with credit cards to be processed under a merchant code intended for digital media. Earlier, Chase told The Block that one Visa transaction was misclassified and should not have earned rewards, and the New York attorney general's office also told The Block it was aware of and reviewing the matter; meme coin purchases will continue but must be processed as crypto transactions under Visa's rules, and processors have a grace period expected to end next week.",
      "detailed_summary_zh": "据 Crypto In America 获悉，JP Morgan 在一场围绕加密货币购买信用卡奖励的单独争议中取得较小胜利；据一位知情人士称，Visa 正着手关闭 Crossmint 支持的结账流程中的一个疑似漏洞，该漏洞允许信用卡购买的 meme 币按面向数字媒体的商户代码处理。此前 Chase 告诉 The Block，一笔 Visa 交易被错误分类、不应获得奖励，纽约州总检察长办公室也告诉 The Block 其知悉并正在审查此事；meme 币购买仍将继续，但必须按加密交易处理并受 Visa 规则约束，支付处理商有一个预计下周结束的宽限期。",
      "detailed_summary_en": "According to Crypto In America, JP Morgan has scored a narrower victory in a separate fight over credit card rewards on crypto purchases; according to a source familiar with the matter, Visa is moving to close an apparent loophole in Crossmint-powered checkouts that allowed meme coin purchases made with credit cards to be processed under a merchant code intended for digital media. Earlier, Chase told The Block that one Visa transaction was misclassified and should not have earned rewards, and the New York attorney general's office also told The Block it was aware of and reviewing the matter; meme coin purchases will continue but must be processed as crypto transactions under Visa's rules, and processors have a grace period expected to end next week.",
      "background_zh": "",
      "background_en": "",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "",
      "market_impact_en": "",
      "importance_score": 7.0,
      "references": [],
      "confidence": 0.75,
      "story_ids": [
        "rss:decrypt.co_feed:7cf95e600f4b5e80"
      ],
      "sources": [
        {
          "url": "https://decrypt.co/378697/visa-close-meme-coin-credit-card-rewards-loophole",
          "label": "Decrypt",
          "source_type": "rss",
          "official": false
        }
      ]
    }
  ]
}