{
  "version": 1,
  "event_id": "evt_e3733ea8fac2a6ab",
  "url": "https://xiyu.news/events/evt_e3733ea8fac2a6ab/",
  "json": "https://xiyu.news/api/events/evt_e3733ea8fac2a6ab.json",
  "type": "other",
  "status": "monitoring",
  "category": "crypto",
  "title": {
    "zh": "摩根大通将JPM Coin存款代币扩展至以太坊主网面向机构客户",
    "en": "【摩根大通正将 JPM Coin 存款代币扩展至以太坊，面向机构客户】"
  },
  "current_state": {
    "zh": "JPM Coin 已在以太坊主网上线，面向经审核的机构客户用于支付、交易结算和抵押，并可在 Base 与以太坊之间转移。",
    "en": "JPM Coin is live on Ethereum mainnet for vetted institutional clients to use for payments, trade settlement and collateral, and can move between Base and Ethereum."
  },
  "first_seen_at": "2026-10-19T09:51:54.538071+00:00",
  "last_updated_at": "2026-10-19T23:27:32.519984+00:00",
  "last_material_change_at": "2026-10-19T18:21:45.281550+00:00",
  "confidence": 0.75,
  "updates_count": 2,
  "sources_count": 6,
  "entities": [
    "arrives",
    "coin",
    "dollars",
    "jpm",
    "jpm-coin",
    "jpmorgan",
    "public",
    "putting",
    "report"
  ],
  "identifiers": [],
  "topics": [
    "deposit-token",
    "deposit-tokens",
    "jpm-coin",
    "jpmorgan",
    "tokenized-deposits"
  ],
  "updates": [
    {
      "update_id": "upd_cec8621be0dc6abc",
      "event_id": "evt_e3733ea8fac2a6ab",
      "occurred_at": "2026-10-19T07:20:22Z",
      "published_at": "2026-10-19T07:20:22Z",
      "first_seen_at": "2026-10-19T09:51:54.538071Z",
      "time_precision": "published",
      "update_type": "initial",
      "material_change": true,
      "title_zh": "【摩根大通正将 JPM Coin 存款代币扩展至以太坊，面向机构客户】",
      "title_en": "【摩根大通正将 JPM Coin 存款代币扩展至以太坊，面向机构客户】",
      "what_changed_zh": "摩根大通正将其 JPM Coin 存款代币扩展至以太坊主网，面向机构客户，支持全天候资金转账与结算。",
      "what_changed_en": "JPMorgan is expanding its JPM Coin deposit token to Ethereum mainnet for institutional clients, enabling round-the-clock fund transfers and settlement.",
      "current_state_zh": "摩根大通正将其 JPM Coin 存款代币扩展至以太坊主网，面向机构客户，支持全天候资金转账与结算。",
      "current_state_en": "JPMorgan is expanding its JPM Coin deposit token to Ethereum mainnet for institutional clients, enabling round-the-clock fund transfers and settlement.",
      "detailed_summary_zh": "JPMorgan is expanding its JPM Coin deposit token to Ethereum mainnet for institutional clients, enabling round-the-clock fund transfers and settlement.",
      "detailed_summary_en": "JPMorgan is expanding its JPM Coin deposit token to Ethereum mainnet for institutional clients, enabling round-the-clock fund transfers and settlement.",
      "background_zh": "",
      "background_en": "",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "",
      "market_impact_en": "",
      "importance_score": 7.5,
      "references": [],
      "confidence": 0.75,
      "story_ids": [
        "telegram:foresightnews:120716",
        "telegram:theblockbeats:201191",
        "telegram:wublockchainenglish:26474",
        "rss:cointelegraph.com_rss:0ae8018b1d3bfcb8"
      ],
      "sources": [
        {
          "url": "https://foresightnews.pro/news/h5Detail/115457",
          "label": "foresightnews",
          "source_type": "telegram",
          "official": false
        },
        {
          "url": "https://m.theblockbeats.info/flash/372533?from=telegram",
          "label": "theblockbeats",
          "source_type": "telegram",
          "official": false
        },
        {
          "url": "https://wublockchain.xyz/news/news-21304",
          "label": "wublockchainenglish",
          "source_type": "telegram",
          "official": false
        },
        {
          "url": "https://cointelegraph.com/news/jpmorgan-jpm-coin-ethereum-institutional-clients?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound",
          "label": "Cointelegraph",
          "source_type": "rss",
          "official": false
        }
      ]
    },
    {
      "update_id": "upd_8fce745c72943cfe",
      "event_id": "evt_e3733ea8fac2a6ab",
      "occurred_at": "2026-10-19T17:31:04Z",
      "published_at": "2026-10-19T17:31:04Z",
      "first_seen_at": "2026-10-19T18:21:45.281550Z",
      "time_precision": "published",
      "update_type": "confirmation",
      "material_change": true,
      "title_zh": "摩根大通 JPM Coin 登陆以太坊，将银行美元带入公共区块链",
      "title_en": "JPMorgan's JPM Coin Arrives on Ethereum, Putting Bank Dollars on a Public Blockchain",
      "what_changed_zh": "报道确认 JPM Coin 已在以太坊上线，而此前事件状态为扩展/报道阶段；并补充其可在 Base 与以太坊之间转移、仅限经审核对手方持有等细节。",
      "what_changed_en": "The report confirms JPM Coin has launched on Ethereum, whereas the prior state was expansion/reporting; it adds that the token can move between Base and Ethereum and is restricted to vetted counterparties.",
      "current_state_zh": "JPM Coin 已在以太坊主网上线，面向经审核的机构客户用于支付、交易结算和抵押，并可在 Base 与以太坊之间转移。",
      "current_state_en": "JPM Coin is live on Ethereum mainnet for vetted institutional clients to use for payments, trade settlement and collateral, and can move between Base and Ethereum.",
      "detailed_summary_zh": "JPMorgan launched JPM Coin on Ethereum, allowing institutional clients to redeem the token for dollars and use it for payments, trade settlement, and collateral posting.",
      "detailed_summary_en": "JPMorgan launched JPM Coin on Ethereum, allowing institutional clients to redeem the token for dollars and use it for payments, trade settlement, and collateral posting.",
      "background_zh": "JPM Coin 是存款代币，即一种带有自定义功能的 ERC-20 代币，代表存放于摩根大通的资金，而非由私人发行方以储备资产支撑的稳定币。摩根大通在与万事达卡和 Coinbase 进行数月测试后，于 2025 年 11 月首次将该代币部署在 Base 上，并在今年 1 月表示还将把 JPM Coin 引入专注隐私的 Canton Network。该行还于 2025 年 12 月和 2026 年 5 月在以太坊上发行了两只代币化货币市场基金，并与稳定币发行方争夺同一批客户，其中包括由 Visa、Stripe 和万事达卡等 100 多家公司组成的财团——该财团上月推出了自己的美元稳定币。",
      "background_en": "JPM Coin is a deposit token — an ERC-20 token with custom functions that represents funds deposited with JPMorgan — rather than a stablecoin backed by reserves held by a private issuer. JPMorgan first deployed the token on Base in November 2025 after months of testing with Mastercard and Coinbase, and in January said it would also bring JPM Coin to the privacy-focused Canton Network. The bank has additionally issued two tokenized money-market funds on Ethereum, in December 2025 and May 2026, and competes for the same customers as stablecoin issuers, including a consortium of more than 100 companies such as Visa, Stripe and Mastercard that launched its own dollar stablecoin last month.",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "传导路径在于结算与流动性：一种可在以太坊上生息的银行发行存款代币，为机构提供了在支付、代币化资产交易结算和抵押品方面替代稳定币的选择，可能使部分机构美元余额和链上活动转向基于以太坊的场所，同时在争夺同类企业与加密客户方面直接与稳定币发行方竞争。",
      "market_impact_en": "The transmission path runs through settlement and liquidity: a yield-bearing, bank-issued deposit token on Ethereum gives institutions an alternative to stablecoins for payments, tokenized-asset trade settlement and collateral, potentially shifting some institutional dollar balances and on-chain activity toward Ethereum-based venues while competing directly with stablecoin issuers for the same corporate and crypto-firm customers.",
      "importance_score": 8.0,
      "references": [
        {
          "url": "https://www.appliedblockchain.com/resources/emma-landriault-from-jp-morgan-deposit-tokens-explained-inside-jpm-coin-and-institutional-onchain-payments",
          "title": "Emma Landriault from JP Morgan: Deposit Tokens Explained, Inside..."
        },
        {
          "url": "https://www.linkedin.com/posts/rahmanansari_deposittokens-stablecoins-programmablemoney-activity-7376466717826260992-7Jyi",
          "title": "Deposit Tokens vs Stablecoins: The Future of Banking | LinkedIn"
        },
        {
          "url": "https://www.mexc.co/news/164168",
          "title": "JPMorgan Rolls Out JPM Coin Deposit Token for... | MEXC News"
        }
      ],
      "confidence": 0.92,
      "story_ids": [
        "rss:decrypt.co_feed:305587b5971f104a",
        "google_news:article:d6ff24498d5a0b0f"
      ],
      "sources": [
        {
          "url": "https://decrypt.co/381343/jpmorgan-jpm-coin-ethereum-bank-dollars",
          "label": "Decrypt",
          "source_type": "rss",
          "official": false
        },
        {
          "url": "https://www.bloomberg.com/news/articles/2026-10-19/jpmorgan-brings-deposit-token-jpm-coin-to-ethereum-for-institutional-clients",
          "label": "Bloomberg.com",
          "source_type": "google_news",
          "official": false
        }
      ]
    }
  ]
}
