{ "version": 1, "event_id": "evt_dc16e92af9427b8f", "url": "https://xiyu.news/events/evt_dc16e92af9427b8f/", "json": "https://xiyu.news/api/events/evt_dc16e92af9427b8f.json", "type": "regulatory_action", "status": "monitoring", "category": "policy", "title": { "zh": "【Rain 及 Modern Treasury 分别向 OCC 申请设立全国信托银行】", "en": "【Rain 及 Modern Treasury 分别向 OCC 申请设立全国信托银行】" }, "current_state": { "zh": "Rain 和 Modern Treasury 均已向 OCC 申请设立全国信托银行；Rain 拟设立的纽约信托银行将提供数字资产和美元的受托托管、管理稳定币储备并发行/赎回美元支持的代币，但不吸收存款也不提供 FDIC 保险，其申请仍有待 OCC 批准和公众评议。", "en": "Rain and Modern Treasury have each applied to the OCC for national trust bank charters; Rain's proposed New York trust bank would provide fiduciary custody of digital assets and dollars, manage stablecoin reserves, and issue/redeem dollar-backed tokens without accepting deposits or offering FDIC insurance, and its application remains subject to OCC approval and public comment." }, "first_seen_at": "2026-10-06T03:17:36.210083+00:00", "last_updated_at": "2026-10-07T10:50:44.916364+00:00", "last_material_change_at": "2026-10-07T10:50:44.916364+00:00", "confidence": 0.75, "updates_count": 2, "sources_count": 3, "entities": [ "modern", "occ", "rain", "treasury" ], "identifiers": [], "topics": [ "crypto-regulation", "custody", "occ", "stablecoins", "trust-bank-charter", "trust-charter" ], "updates": [ { "update_id": "upd_cb5619d45b608077", "event_id": "evt_dc16e92af9427b8f", "occurred_at": "2026-10-06T03:07:07Z", "published_at": "2026-10-06T03:07:07Z", "first_seen_at": "2026-10-06T03:17:36.210083Z", "time_precision": "published", "update_type": "initial", "material_change": true, "title_zh": "【Rain 及 Modern Treasury 分别向 OCC 申请设立全国信托银行】", "title_en": "【Rain 及 Modern Treasury 分别向 OCC 申请设立全国信托银行】", "what_changed_zh": "稳定币支付平台 Rain 和支付基础设施公司 Modern Treasury 均已向美国货币监理署申请国家信托银行牌照。", "what_changed_en": "Stablecoin payment platform Rain and payment infrastructure firm Modern Treasury have each applied to the US Office of the Comptroller of the Currency for national trust bank charters.", "current_state_zh": "稳定币支付平台 Rain 和支付基础设施公司 Modern Treasury 均已向美国货币监理署申请国家信托银行牌照。", "current_state_en": "Stablecoin payment platform Rain and payment infrastructure firm Modern Treasury have each applied to the US Office of the Comptroller of the Currency for national trust bank charters.", "detailed_summary_zh": "Stablecoin payment platform Rain and payment infrastructure firm Modern Treasury have each applied to the US Office of the Comptroller of the Currency for national trust bank charters.", "detailed_summary_en": "Stablecoin payment platform Rain and payment infrastructure firm Modern Treasury have each applied to the US Office of the Comptroller of the Currency for national trust bank charters.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.0, "references": [], "confidence": 0.75, "story_ids": [ "telegram:foresightnews:119773" ], "sources": [ { "url": "https://foresightnews.pro/news/h5Detail/114602", "label": "foresightnews", "source_type": "telegram", "official": false } ] }, { "update_id": "upd_59a32cb188378dda", "event_id": "evt_dc16e92af9427b8f", "occurred_at": "2026-10-07T09:09:06Z", "published_at": "2026-10-07T09:09:06Z", "first_seen_at": "2026-10-07T10:50:44.916364Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "Rain 正寻求国家信托银行牌照，以绕过第三方银行", "title_en": "Rain is seeking a national trust bank charter to bypass third-party banks", "what_changed_zh": "Rain 拟设立的全国信托银行将为机构客户托管数字资产和美元、管理稳定币储备并发行/赎回美元支持的代币，但不吸收存款、不提供 FDIC 保险；Rain 是第 12 家寻求此类牌照的加密公司。", "what_changed_en": "Rain's proposed national trust bank would custody digital assets and dollars, manage stablecoin reserves, and issue/redeem dollar-backed tokens for institutional clients, without accepting deposits or offering FDIC insurance; Rain is the 12th crypto firm seeking such a charter.", "current_state_zh": "Rain 和 Modern Treasury 均已向 OCC 申请设立全国信托银行；Rain 拟设立的纽约信托银行将提供数字资产和美元的受托托管、管理稳定币储备并发行/赎回美元支持的代币，但不吸收存款也不提供 FDIC 保险，其申请仍有待 OCC 批准和公众评议。", "current_state_en": "Rain and Modern Treasury have each applied to the OCC for national trust bank charters; Rain's proposed New York trust bank would provide fiduciary custody of digital assets and dollars, manage stablecoin reserves, and issue/redeem dollar-backed tokens without accepting deposits or offering FDIC insurance, and its application remains subject to OCC approval and public comment.", "detailed_summary_zh": "Stablecoin payments firm Rain applied for an OCC national trust bank charter to custody digital assets and dollars and manage stablecoin reserves, issuance and redemptions, becoming the 12th crypto company seeking such a charter amid pushback from community banks over the OCC's authority.", "detailed_summary_en": "Stablecoin payments firm Rain applied for an OCC national trust bank charter to custody digital assets and dollars and manage stablecoin reserves, issuance and redemptions, becoming the 12th crypto company seeking such a charter amid pushback from community banks over the OCC's authority.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.0, "references": [], "confidence": 0.9, "story_ids": [ "rss:www.coindesk.com_arc_outboundfeeds_rss_:7b552cf2f20bde71", "telegram:theblockbeats:199272" ], "sources": [ { "url": "https://www.coindesk.com/business/2026/10/07/rain-becomes-12th-crypto-firm-seeking-occ-trust-bank-charter-amid-community-bank-pushback", "label": "CoinDesk", "source_type": "rss", "official": false }, { "url": "https://m.theblockbeats.info/flash/370590?from=telegram", "label": "theblockbeats", "source_type": "telegram", "official": false } ] } ] }