{
  "version": 1,
  "event_id": "evt_d06afe8296ee66d8",
  "url": "https://xiyu.news/events/evt_d06afe8296ee66d8/",
  "json": "https://xiyu.news/api/events/evt_d06afe8296ee66d8.json",
  "type": "other",
  "status": "monitoring",
  "category": "crypto",
  "title": {
    "zh": "【Mesh 与 Visa 达成合作，实现加密货币余额直接消费】",
    "en": "【Mesh 与 Visa 达成合作，实现加密货币余额直接消费】"
  },
  "current_state": {
    "zh": "Mesh 与 Visa 的合作已宣布，用户可直接从加密和稳定币钱包在 Visa 商户消费；Mesh 负责交易资金、资产转换、KYC 和 Visa 支付凭证发放，Visa 网络覆盖 175M+ 商户地点，但参与钱包和上线日期尚未公布。",
    "en": "The Mesh-Visa partnership has been announced to let users spend directly from crypto and stablecoin wallets at Visa merchants; Mesh handles funding, asset conversion, KYC and Visa credential provisioning, with Visa's network covering 175M+ merchant locations, while participating wallets and launch dates are not yet announced."
  },
  "first_seen_at": "2026-10-19T18:21:30.424793+00:00",
  "last_updated_at": "2026-10-19T22:51:58.351635+00:00",
  "last_material_change_at": "2026-10-19T22:51:58.351635+00:00",
  "confidence": 0.75,
  "updates_count": 2,
  "sources_count": 2,
  "entities": [
    "mesh",
    "visa"
  ],
  "identifiers": [],
  "topics": [
    "crypto-payments",
    "digital-wallets",
    "kyc",
    "merchant-adoption",
    "mesh",
    "stablecoins",
    "visa"
  ],
  "updates": [
    {
      "update_id": "upd_aa376b09551343ae",
      "event_id": "evt_d06afe8296ee66d8",
      "occurred_at": "2026-10-19T15:05:20Z",
      "published_at": "2026-10-19T15:05:20Z",
      "first_seen_at": "2026-10-19T18:21:30.424793Z",
      "time_precision": "published",
      "update_type": "initial",
      "material_change": true,
      "title_zh": "【Mesh 与 Visa 达成合作，实现加密货币余额直接消费】",
      "title_en": "【Mesh 与 Visa 达成合作，实现加密货币余额直接消费】",
      "what_changed_zh": "Mesh 已与 Visa 合作，让用户可直接在 Visa 商户处使用加密货币、稳定币和法币钱包余额消费，由 Mesh 生成 Visa 支付凭证并负责 KYC 及后端资产转换。",
      "what_changed_en": "Mesh has partnered with Visa to let users spend cryptocurrency, stablecoin, and fiat wallet balances directly at Visa merchants, with Mesh generating Visa payment credentials and handling KYC and back-end asset conversion.",
      "current_state_zh": "Mesh 已与 Visa 合作，让用户可直接在 Visa 商户处使用加密货币、稳定币和法币钱包余额消费，由 Mesh 生成 Visa 支付凭证并负责 KYC 及后端资产转换。",
      "current_state_en": "Mesh has partnered with Visa to let users spend cryptocurrency, stablecoin, and fiat wallet balances directly at Visa merchants, with Mesh generating Visa payment credentials and handling KYC and back-end asset conversion.",
      "detailed_summary_zh": "Mesh has partnered with Visa to let users spend cryptocurrency, stablecoin, and fiat wallet balances directly at Visa merchants, with Mesh generating Visa payment credentials and handling KYC and back-end asset conversion.",
      "detailed_summary_en": "Mesh has partnered with Visa to let users spend cryptocurrency, stablecoin, and fiat wallet balances directly at Visa merchants, with Mesh generating Visa payment credentials and handling KYC and back-end asset conversion.",
      "background_zh": "Mesh 成立于 2020 年，定位为连接 300 多个钱包与交易所的全球加密支付网络。该公司于去年 9 月与 Bybit Pay 完成集成，使用户可直接使用交易所余额消费；今年 1 月，Mesh 在 Dragonfly 领投的一轮融资中募得 7500 万美元，估值达 10 亿美元。Visa 支付凭证通过令牌化（tokenization）方式签发，以唯一令牌替代敏感卡信息。",
      "background_en": "Mesh, founded in 2020, positions itself as a global crypto payment network connecting more than 300 wallets and exchanges. In September it integrated with Bybit Pay to let users spend directly from exchange balances, and in January it raised $75 million in a Dragonfly-led round that valued the company at $1 billion. Visa payment credentials are issued through tokenization, which replaces sensitive card details with unique tokens.",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "该合作将钱包内的稳定币与加密资产余额接入卡组织结算通道，其传导路径主要涉及稳定币支付基础设施、钱包服务商与加密支付网络，而非直接作用于现货交易。由于兑换在每笔交易发生时由 Mesh 在后台完成，对市场的影响主要通过消费场景下的兑换与结算资金流体现，而非已公布的资产供给或上币安排变化。",
      "market_impact_en": "The deal links wallet-held stablecoin and crypto balances to card-rail settlement, a channel that touches stablecoin payment infrastructure, wallet providers and crypto payment networks rather than spot trading directly. Because Mesh handles conversion at transaction time, the effect on markets would flow through spending-related conversion and settlement flows rather than through any announced change in asset supply or listing.",
      "importance_score": 7.5,
      "references": [
        {
          "url": "https://www.meshpay.com/",
          "title": "Mesh | The First Global Crypto Payments Network"
        },
        {
          "url": "https://www.visa.com/en-us/solutions/tokenization",
          "title": "Tokenization offers more seamless and secure payments | Visa"
        }
      ],
      "confidence": 0.75,
      "story_ids": [
        "telegram:foresightnews:120773"
      ],
      "sources": [
        {
          "url": "https://foresightnews.pro/news/h5Detail/115509",
          "label": "foresightnews",
          "source_type": "telegram",
          "official": false
        }
      ]
    },
    {
      "update_id": "upd_fe98641ef9ff148a",
      "event_id": "evt_d06afe8296ee66d8",
      "occurred_at": "2026-10-19T19:16:19Z",
      "published_at": "2026-10-19T19:16:19Z",
      "first_seen_at": "2026-10-19T22:51:58.351635Z",
      "time_precision": "published",
      "update_type": "confirmation",
      "material_change": true,
      "title_zh": "Visa 与 Mesh 合作，让用户可在 1.75 亿商户处使用加密货币消费",
      "title_en": "Visa, Mesh partner to enable crypto spending at 175M merchant locations",
      "what_changed_zh": "新增披露 Visa 网络覆盖超过 175 亿个商户地点、200 多个国家和地区，并称参与钱包、支持设备和上线日期将在 rollout 计划确定后公布。",
      "what_changed_en": "Added that Visa's network covers more than 175 million merchant locations across over 200 countries and territories, and that participating wallets, supported devices and launch dates will be announced as rollout plans are finalized.",
      "current_state_zh": "Mesh 与 Visa 的合作已宣布，用户可直接从加密和稳定币钱包在 Visa 商户消费；Mesh 负责交易资金、资产转换、KYC 和 Visa 支付凭证发放，Visa 网络覆盖 175M+ 商户地点，但参与钱包和上线日期尚未公布。",
      "current_state_en": "The Mesh-Visa partnership has been announced to let users spend directly from crypto and stablecoin wallets at Visa merchants; Mesh handles funding, asset conversion, KYC and Visa credential provisioning, with Visa's network covering 175M+ merchant locations, while participating wallets and launch dates are not yet announced.",
      "detailed_summary_zh": "Visa and Mesh are partnering to let users spend crypto and stablecoin wallet balances directly at merchants across Visa's global network of more than 175 million locations without needing a separate crypto card.",
      "detailed_summary_en": "Visa and Mesh are partnering to let users spend crypto and stablecoin wallet balances directly at merchants across Visa's global network of more than 175 million locations without needing a separate crypto card.",
      "background_zh": "",
      "background_en": "",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "",
      "market_impact_en": "",
      "importance_score": 7.0,
      "references": [],
      "confidence": 0.93,
      "story_ids": [
        "rss:cointelegraph.com_rss:d90d129ecb2f40b5"
      ],
      "sources": [
        {
          "url": "https://cointelegraph.com/news/visa-mesh-partner-crypto-spending-175m-merchant-locations?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound",
          "label": "Cointelegraph",
          "source_type": "rss",
          "official": false
        }
      ]
    }
  ]
}