{
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  "event_id": "evt_6ee1360e2b34e86b",
  "url": "https://xiyu.news/events/evt_6ee1360e2b34e86b/",
  "json": "https://xiyu.news/api/events/evt_6ee1360e2b34e86b.json",
  "type": "other",
  "status": "monitoring",
  "category": "crypto",
  "title": {
    "zh": "星展银行与花旗完成首笔周末代币化存款美元跨境支付",
    "en": "Citi, DBS complete first weekend tokenized cross-border deposit on Swift"
  },
  "current_state": {
    "zh": "星展银行（DBS）与花旗银行（Citi）通过Swift基于区块链的账本，完成了新加坡与美国之间首笔周末跨境美元代币化存款结算。该交易在数分钟内完成，而非传统跨境转账通常需要的一至两个工作日。\n\n这一里程碑表明，大型传统银行正将代币化存款从试点推向实际应用，有望在受监管的银行体系内实现全天候跨境支付。这也显示出机构对区块链技术用于现实支付基础设施的接受度不断提升。\n\n该交易通过Swift数字账本（Swift Digital Ledger）上的代币化存款完成，绕开了传统银行营业时间的限制。渣打银行与汇丰银行于8月率先在Swift账本上完成了代币化跨境交易，Swift此后一直在筹备与包括花旗、星展在内的17家主要银行试点该服务。",
    "en": "Citi and DBS completed the first weekend tokenized cross-border deposit using Swift's blockchain ledger, settling in minutes versus days."
  },
  "first_seen_at": "2026-09-07T17:50:05.198238+00:00",
  "last_updated_at": "2026-09-07T17:50:05.198238+00:00",
  "last_material_change_at": "2026-09-07T17:50:05.198238+00:00",
  "confidence": 0.75,
  "updates_count": 1,
  "sources_count": 3,
  "entities": [
    "citi",
    "dbs",
    "swift"
  ],
  "identifiers": [],
  "topics": [
    "cross-border-payments",
    "swift",
    "tokenized-deposits"
  ],
  "updates": [
    {
      "update_id": "upd_cee3fefa06423314",
      "event_id": "evt_6ee1360e2b34e86b",
      "occurred_at": "2026-09-07T10:34:47Z",
      "published_at": "2026-09-07T10:34:47Z",
      "first_seen_at": "2026-09-07T17:50:05.198238Z",
      "time_precision": "published",
      "update_type": "initial",
      "material_change": true,
      "title_zh": "星展银行与花旗完成首笔周末代币化存款美元跨境支付",
      "title_en": "Citi, DBS complete first weekend tokenized cross-border deposit on Swift",
      "what_changed_zh": "星展银行（DBS）与花旗银行（Citi）通过Swift基于区块链的账本，完成了新加坡与美国之间首笔周末跨境美元代币化存款结算。该交易在数分钟内完成，而非传统跨境转账通常需要的一至两个工作日。\n\n这一里程碑表明，大型传统银行正将代币化存款从试点推向实际应用，有望在受监管的银行体系内实现全天候跨境支付。这也显示出机构对区块链技术用于现实支付基础设施的接受度不断提升。\n\n该交易通过Swift数字账本（Swift Digital Ledger）上的代币化存款完成，绕开了传统银行营业时间的限制。渣打银行与汇丰银行于8月率先在Swift账本上完成了代币化跨境交易，Swift此后一直在筹备与包括花旗、星展在内的17家主要银行试点该服务。",
      "what_changed_en": "Citi and DBS completed the first weekend tokenized cross-border deposit using Swift's blockchain ledger, settling in minutes versus days.",
      "current_state_zh": "星展银行（DBS）与花旗银行（Citi）通过Swift基于区块链的账本，完成了新加坡与美国之间首笔周末跨境美元代币化存款结算。该交易在数分钟内完成，而非传统跨境转账通常需要的一至两个工作日。\n\n这一里程碑表明，大型传统银行正将代币化存款从试点推向实际应用，有望在受监管的银行体系内实现全天候跨境支付。这也显示出机构对区块链技术用于现实支付基础设施的接受度不断提升。\n\n该交易通过Swift数字账本（Swift Digital Ledger）上的代币化存款完成，绕开了传统银行营业时间的限制。渣打银行与汇丰银行于8月率先在Swift账本上完成了代币化跨境交易，Swift此后一直在筹备与包括花旗、星展在内的17家主要银行试点该服务。",
      "current_state_en": "Citi and DBS completed the first weekend tokenized cross-border deposit using Swift's blockchain ledger, settling in minutes versus days.",
      "detailed_summary_zh": "Citi and DBS completed the first weekend tokenized cross-border deposit using Swift's blockchain ledger, settling in minutes versus days.",
      "detailed_summary_en": "Citi and DBS completed the first weekend tokenized cross-border deposit using Swift's blockchain ledger, settling in minutes versus days.",
      "background_zh": "代币化存款是银行以区块链上的可编程数字代币形式发行的负债，与稳定币和央行数字货币有所区别。Swift数字账本是一种试验性基础设施，正在融入Swift现有的跨境报文与结算生态系统，以响应全天候结算的需求。传统代理行模式下，非工作时间发起的支付可能需要一到两个工作日才能清算；而此次周末交易在几分钟内完成结算。",
      "background_en": "Tokenized deposits are bank liabilities issued as programmable digital tokens on a blockchain, distinct from stablecoins and central bank digital currencies. Swift's Digital Ledger is an experimental infrastructure being integrated into Swift's existing cross-border messaging and settlement ecosystem, responding to demand for round-the-clock settlement. The quick weekend settlement compares with the traditional correspondent banking model, where payments initiated outside business hours may take one to two business days to clear.",
      "community_discussion_zh": "",
      "community_discussion_en": "",
      "market_impact_zh": "这一交易表明机构对可编程银行货币的使用正在加深，并出现了不同于公开稳定币的结算路径，这可能影响代币化相关市场的竞争格局与情绪。由于该测试运行在许可制银行账本而非公共区块链基础设施上，它并不会直接改变加密现货或衍生品市场的流动性。",
      "market_impact_en": "The transaction points to deepening institutional use of programmable bank money and an alternative settlement route to public stablecoins, which could shape competitive dynamics and sentiment for tokenization-related markets. It does not directly change liquidity for crypto spot or derivatives venues, since this test ran on a permissioned banking ledger rather than public blockchain infrastructure.",
      "importance_score": 7.5,
      "references": [
        {
          "url": "https://www.coindesk.com/business/2026/09/07/dbs-and-citi-enable-instant-24-7-cross-border-tokenised-deposit-payments-on-the-swift-ledger",
          "title": "DBS and Citi execute first weekend cross-border payment on Swift..."
        },
        {
          "url": "https://www.swift.com/",
          "title": "Swift"
        },
        {
          "url": "https://bankingjournal.aba.com/2026/03/tokenized-deposits-the-future-of-tokenized-money-for-financial-market-settlement/",
          "title": "Tokenized deposits: the future of tokenized money for ..."
        },
        {
          "url": "https://www.nacha.org/tokenized-deposits-why-care",
          "title": "Tokenized Deposits: What They Are and Why U.S. Financial Institutions Should Care | Nacha"
        },
        {
          "url": "https://en.coin-turk.com/dbs-and-citi-complete-first-weekend-tokenized-cross-border-payment-via-swift/",
          "title": "DBS and Citi complete first weekend tokenized cross-border payment via Swift"
        },
        {
          "url": "https://forkast.news/dbs-and-citi-just-settled-a-weekend-cross-border-payment-in-minutes-and-the-implications-go-beyond-banking-hours/",
          "title": "DBS and Citi Just Settled a Weekend Cross-Border Payment in Minutes – and the Implications Go Beyond Banking Hours"
        },
        {
          "url": "https://chain.link/article/tokenized-deposits",
          "title": "What Are Tokenized Deposits? | Chainlink"
        },
        {
          "url": "https://www.elliptic.co/blockchain-basics/what-are-tokenized-deposits",
          "title": "What are tokenized deposits?"
        },
        {
          "url": "https://www.kucoin.com/news/flash/swift-integrates-blockchain-ledger-for-24-7-cross-border-payments",
          "title": "Swift Integrates Blockchain Ledger for 24/7 Cross-Border... | KuCoin"
        }
      ],
      "confidence": 0.75,
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      "sources": [
        {
          "url": "https://cointelegraph.com/news/dbs-citi-first-weekend-tokenized-deposit-swift?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound",
          "label": "Cointelegraph",
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          "label": "CoinDesk",
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        {
          "url": "https://www.theblock.co/news/business/2026-09-07-dbs-citi-say-they-completed-first-weekend-usd-payment-between-singapore-and-us-via-tokenized-deposits-413689",
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