{ "version": 1, "event_id": "evt_2186be8912fad048", "url": "https://xiyu.news/events/evt_2186be8912fad048/", "json": "https://xiyu.news/api/events/evt_2186be8912fad048.json", "type": "other", "status": "monitoring", "category": "crypto", "title": { "zh": "Payward 收购立陶宛 Saldo 银行以获取欧盟银行牌照", "en": "Payward to acquire Lithuania-based Saldo Bank for EU banking license" }, "current_state": { "zh": "Payward已同意收购Saldo Bank以获得欧盟银行牌照，交易待监管批准，预计2027年完成。", "en": "Payward has agreed to acquire Saldo Bank to obtain an EU banking license, pending regulatory approval, expected to close in 2027." }, "first_seen_at": "2026-08-21T08:00:00+08:00", "last_updated_at": "2026-10-15T09:47:29.728539+00:00", "last_material_change_at": "2026-10-15T09:47:29.728539+00:00", "confidence": 0.75, "updates_count": 8, "sources_count": 9, "entities": [ "acquire", "european", "kraken", "lithuanian", "news", "parent", "payward", "regulated", "saldo", "saldo-bank", "tradfi" ], "identifiers": [], "topics": [ "acquisition", "acquisitions", "asset-management", "banking-license", "crypto-banking", "eu-banking-license", "eu-regulation", "europe", "exchange-consolidation", "kraken", "ma", "mergers-acquisitions", "payward", "saldo-bank", "tradfi" ], "updates": [ { "update_id": "upd_1b1037d93a898d80", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-08-21T08:00:00+08:00", "published_at": "2026-08-21T08:00:00+08:00", "first_seen_at": "2026-08-21T08:00:00+08:00", "time_precision": "edition", "update_type": "initial", "material_change": true, "title_zh": "Kraken母公司Payward探索海外设立全能银行", "title_en": "Kraken parent Payward explores becoming full bank outside US", "what_changed_zh": "Kraken母公司Payward探索海外设立全能银行", "what_changed_en": "Kraken parent Payward explores becoming full bank outside US", "current_state_zh": "Kraken母公司Payward探索海外设立全能银行", "current_state_en": "Kraken parent Payward explores becoming full bank outside US", "detailed_summary_zh": "加密货币交易所Kraken的母公司Payward正在探索在海外成为一家全能银行，业务范围将扩展至银行、贷款和资产管理，未来还可能涉及抵押贷款。 此举标志着加密货币行业进一步机构化，主要参与者正进军传统金融服务领域。这也可能为其他寻求在海外获得银行牌照的加密公司开创先例，模糊加密货币与传统银行之间的界限。 目前该探索仍处于战略阶段，尚未获得监管最终批准，也不会产生直接影响。该银行将在美国以外运营，但具体司法管辖区尚未披露。", "detailed_summary_en": "Payward, the parent company of crypto exchange Kraken, is exploring becoming a full bank outside the US, expanding into banking, lending, and asset management, with mortgages a future possibility. This move signals further institutionalization of the crypto industry as major players push into traditional financial services. It could also set a precedent for other crypto firms seeking banking licenses abroad, blurring the line between crypto and conventional banking. The exploration is at a strategic stage, with no regulatory finality or immediate market impact. The bank would operate outside the US, though specific jurisdictions have not been disclosed.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.75, "story_ids": [ "rss:www.theblock.co_rss.xml:8766ad81a5d6b65e" ], "sources": [ { "url": "https://www.theblock.co/news/business/2026-08-20-kraken-parent-payward-explores-becoming-a-full-bank-outside-us-412390", "label": "The Block", "source_type": "rss", "official": false } ] }, { "update_id": "upd_d4b630ad62c80230", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-09-27T06:44:00Z", "published_at": "2026-09-27T06:44:00Z", "first_seen_at": "2026-09-27T10:07:41.219599Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "Payward 以 20 亿美元收购攻势扩张 Kraken - Crypto News", "title_en": "Payward expands Kraken with $2B acquisition push - Crypto News", "what_changed_zh": "据 Crypto News 报道，加密货币交易所 Kraken 的母公司 Payward 正在推进一项以约 20 亿美元收购为核心的扩张战略，目标是扩大该交易所的业务版图。\n\nPayward 联合首席执行官 Arjun Sethi 曾表示，公司正在把交易、支付、资产管理与机构服务整合到共同的基础设施之上；此次报道的收购攻势，正属于这一“不止于加密货币交易所”的既定方向。\n\n这一收购计划的主体是 Kraken 的母公司 Payward，而非 Kraken 交易所本身。", "what_changed_en": "Payward, the parent company of Kraken, is advancing an expansion strategy anchored by roughly $2B in acquisitions to grow the exchange's business.", "current_state_zh": "据 Crypto News 报道，加密货币交易所 Kraken 的母公司 Payward 正在推进一项以约 20 亿美元收购为核心的扩张战略，目标是扩大该交易所的业务版图。\n\nPayward 联合首席执行官 Arjun Sethi 曾表示，公司正在把交易、支付、资产管理与机构服务整合到共同的基础设施之上；此次报道的收购攻势，正属于这一“不止于加密货币交易所”的既定方向。\n\n这一收购计划的主体是 Kraken 的母公司 Payward，而非 Kraken 交易所本身。", "current_state_en": "Payward, the parent company of Kraken, is advancing an expansion strategy anchored by roughly $2B in acquisitions to grow the exchange's business.", "detailed_summary_zh": "Payward, the parent company of Kraken, is advancing an expansion strategy anchored by roughly $2B in acquisitions to grow the exchange's business.", "detailed_summary_en": "Payward, the parent company of Kraken, is advancing an expansion strategy anchored by roughly $2B in acquisitions to grow the exchange's business.", "background_zh": "Kraken 于 2011 年 7 月联合创立，母公司为 Payward，其法定名称即 Payward, Inc.。截至 2025 年，Kraken 的季度交易量达 2070 亿美元，在全球加密货币交易所中排名第十四；在美国大多数州，它还提供股票、期货和 ETF 的交易服务。Payward 自我定位为 Kraken 及一系列业务的母公司，业务覆盖交易、托管、支付、借贷、链上金融和基准指数。", "background_en": "Kraken was co-founded in July 2011 with Payward as its parent company, and is legally named Payward, Inc. By 2025 it reported $207 billion in quarterly trading volume and was ranked the world's fourteenth-largest crypto exchange; in most US states it also facilitates trading of stocks, futures and ETFs. Payward describes itself as the parent behind Kraken and a portfolio of businesses spanning trading, custody, payments, lending, onchain finance and benchmarks.", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "交易所并购消息对加密市场的影响主要通过市场结构传导：流动性集中在哪些交易场所、客户流量流向何处，以及托管与机构服务如何打包。一家全球前二十大交易所提出约 20 亿美元的收购计划，影响的是现货与衍生品平台之间的竞争格局，而非直接作用于某一具体代币。", "market_impact_en": "Exchange consolidation news transmits to crypto markets mainly through market structure: which venues hold liquidity and client flow, and how custody and institutional servicing are packaged. A roughly $2 billion acquisition programme at a top-20 exchange bears on competitive positioning among spot and derivatives platforms rather than on any single token directly.", "importance_score": 7.5, "references": [ { "url": "https://en.wikipedia.org/wiki/Kraken_(cryptocurrency_exchange)", "title": "Kraken (cryptocurrency exchange)" }, { "url": "https://www.payward.com/", "title": "Payward | Building open, programmable rails for global markets" }, { "url": "https://www.coindesk.com/business/2026/09/26/kraken-s-parent-payward-is-betting-billions-on-becoming-financial-infrastructure-not-just-a-crypto-exchange", "title": "Kraken’s parent Payward is building a financial empire that goes far beyond crypto trading" } ], "confidence": 0.75, "story_ids": [ "google_news:article:1e7e543f5f285f74" ], "sources": [ { "url": "https://news.google.com/rss/articles/CBMid0FVX3lxTE5obGhRQmxjcVFrZDRGLTFHVlh0OFVqaTBxTXNyc18tT0x2VXFxUl9LU1Nwc2dGV1VSM1UxYXg2TUtBUG9iV2FFRnVTcXc1MWVieGN1Qk9rODdkbzdBa1VEclhRT2x5WktQSU81UUY5QktUa2JoYzVv?oc=5", "label": "Crypto News", "source_type": "google_news", "official": false } ] }, { "update_id": "upd_f315c7ad8319b26b", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T09:30:02Z", "published_at": "2026-10-14T09:30:02Z", "first_seen_at": "2026-10-15T09:47:29.728539Z", "time_precision": "published", "update_type": "escalation", "material_change": true, "title_zh": "加密货币交易所 Kraken 母公司拟收购一家欧洲银行", "title_en": "Crypto exchange Kraken owner to buy European bank", "what_changed_zh": "Payward同意收购立陶宛的Saldo Bank，以获得欧盟银行牌照，交易需监管批准，预计2027年完成。", "what_changed_en": "Payward agreed to acquire Lithuania-based Saldo Bank for an undisclosed amount, securing an EU banking license, subject to regulatory approval and expected to close in 2027.", "current_state_zh": "Payward已同意收购Saldo Bank以获得欧盟银行牌照，交易待监管批准，预计2027年完成。", "current_state_en": "Payward has agreed to acquire Saldo Bank to obtain an EU banking license, pending regulatory approval, expected to close in 2027.", "detailed_summary_zh": "加密货币交易所 Kraken 的母公司 Payward 已达成协议，将以未披露的金额收购总部位于立陶宛的 Saldo Bank，这笔交易将使其获得欧盟银行牌照。该收购仍需监管批准，预计于 2027 年完成。\n\n据《金融时报》报道，该交易将使 Payward 能够为欧盟客户提供计息存款、贷款、银行卡服务和欧元支付，从而把业务从加密货币交易扩展到传统金融服务，并使其成为首家收购欧洲银行的加密公司。\n\n截至 2025 年底，Saldo Bank 的总资产为 1.639 亿欧元（约 1.8 亿美元），同比增长 22.7%；该行在立陶宛、芬兰、瑞典和德国持有牌照，并拥有在荷兰运营的通行证，提供存款、个人及企业贷款和支付服务。Payward 表示，其银行业务已发放超过 20 亿美元贷款，并持有美联储有限用途主账户以及爱尔兰的电子货币机构牌照。", "detailed_summary_en": "Payward, the parent company of crypto exchange Kraken, agreed to acquire Lithuania-based Saldo Bank for an undisclosed amount, a deal that would give it a European Union banking license. The acquisition is subject to regulatory approval and is expected to close in 2027.\n\nThe deal would let Payward offer EU customers interest-bearing deposits, loans, card services and euro payments, expanding it beyond crypto trading, and would make it the first crypto firm to buy a European bank, according to the Financial Times.\n\nSaldo Bank had €163.9 million (about $180 million) in total assets at the end of 2025, up 22.7% year over year, and is licensed in Lithuania, Finland, Sweden and Germany with a passport to operate in the Netherlands; it offers deposits, consumer and business loans and payment services. Payward said its banking business has already originated more than $2 billion in loans and holds a Federal Reserve limited-purpose master account and an electronic money institution license in Ireland.", "background_zh": "Kraken 是一家成立于 2011 年的美国加密货币交易所，据维基百科介绍，它是首家获得银行牌照的加密公司。Payward 一直在推进受监管金融基础设施布局：它已申请美国的 national trust bank 牌照，CoinDesk 在 7 月报道称 Kraken 正在争取立陶宛的银行牌照。Payward 联合首席执行官 Arjun Sethi 表示，一家受监管的欧盟银行“让我们能够像主要金融机构那样服务欧洲客户：一个可以持有资产、自由转移资产并让资产产生收益的地方”。", "background_en": "Kraken is a US-based cryptocurrency exchange founded in 2011, and per Wikipedia it was the first crypto company to obtain a bank charter. Payward has been pushing into regulated financial infrastructure: it has applied for a US national trust bank charter, and CoinDesk reported in July that Kraken was seeking a banking license in Lithuania. Payward co-CEO Arjun Sethi said a regulated EU bank \"is the piece that lets us serve European clients the way a primary financial institution should: one place to hold assets, move them freely, and put them to work.\"", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "这笔交易把加密行业的资金直接引入受欧盟监管的银行基础设施，使 Payward 掌握吸收存款、放贷和欧元支付通道，与面向欧盟加密用户的传统银行形成竞争。主要影响传导至面向欧盟市场的交易所、托管与支付服务商——其法币出入金和收益类产品将面对一家持牌银行的竞争；同时该交易预计 2027 年完成，并仍待监管批准。", "market_impact_en": "The transaction channels crypto-native capital directly into EU-regulated banking infrastructure, giving Payward control of deposit-taking, lending and euro payment rails that compete with traditional lenders serving EU crypto users. The main exposure runs through EU-facing exchanges, custody and payments providers whose fiat on/off-ramp and yield products would face a licensed banking competitor, with the deal's 2027 closing and regulatory approval still pending.", "importance_score": 7.5, "references": [ { "url": "https://en.wikipedia.org/wiki/Kraken_(cryptocurrency_exchange)", "title": "Kraken (cryptocurrency exchange) - Wikipedia" }, { "url": "https://www.coininsider.org/news/kraken-parent-payward-bets-billions-on-becoming-financial-infrastructure/", "title": "Kraken Parent Payward Bets Big on Financial Infrastructure" }, { "url": "https://reducero.se/banker/saldo-bank", "title": "Saldo Bank lån — ränta och omdöme | Reducero" } ], "confidence": 0.9, "story_ids": [ "google_news:article:95eda68eb1b990b0" ], "sources": [ { "url": "https://www.ft.com/content/8e82ae33-cc11-4731-826a-bcd0752f79bf?syn-25a6b1a6=1", "label": "Financial Times", "source_type": "google_news", "official": false } ] }, { "update_id": "upd_1346579fd6350d49", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T09:35:02Z", "published_at": "2026-10-14T09:35:02Z", "first_seen_at": "2026-10-14T09:39:38.769115Z", "time_precision": "published", "update_type": "escalation", "material_change": true, "title_zh": "⚡️Kraken拟收购受欧盟监管的Saldo银行", "title_en": "⚡️Kraken拟收购受欧盟监管的Saldo银行", "what_changed_zh": "据报道，Kraken 将收购受欧盟监管的 Saldo 银行，交易预计于 2027 年完成。", "what_changed_en": "Kraken is reportedly set to acquire EU-regulated Saldo bank, with the transaction expected to complete in 2027.", "current_state_zh": "据报道，Kraken 将收购受欧盟监管的 Saldo 银行，交易预计于 2027 年完成。", "current_state_en": "Kraken is reportedly set to acquire EU-regulated Saldo bank, with the transaction expected to complete in 2027.", "detailed_summary_zh": "Kraken is reportedly set to acquire EU-regulated Saldo bank, with the transaction expected to complete in 2027.", "detailed_summary_en": "Kraken is reportedly set to acquire EU-regulated Saldo bank, with the transaction expected to complete in 2027.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.0, "references": [], "confidence": 0.75, "story_ids": [ "telegram:theblockbeats:200437" ], "sources": [ { "url": "https://m.theblockbeats.info/flash/371773?from=telegram", "label": "theblockbeats", "source_type": "telegram", "official": false } ] }, { "update_id": "upd_981b37acd34afba3", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T09:37:33Z", "published_at": "2026-10-14T09:37:33Z", "first_seen_at": "2026-10-14T09:39:38.043350Z", "time_precision": "published", "update_type": "escalation", "material_change": true, "title_zh": "【Kraken 母公司 Payward 计划收购欧洲银行 Saldo Bank】", "title_en": "【Kraken 母公司 Payward 计划收购欧洲银行 Saldo Bank】", "what_changed_zh": "Payward 计划收购欧洲银行 Saldo Bank，该银行于 2021 年获得欧盟银行牌照，交易预计 2027 年完成。", "what_changed_en": "Payward plans to acquire European bank Saldo Bank, which obtained an EU banking license in 2021, with the deal expected to close in 2027.", "current_state_zh": "Payward 正在推进以约 20 亿美元收购为核心的扩张战略，最新进展是计划收购欧洲银行 Saldo Bank，交易预计 2027 年完成。", "current_state_en": "Payward is advancing an expansion strategy anchored by roughly $2B in acquisitions; the latest development is a planned acquisition of European bank Saldo Bank, expected to close in 2027.", "detailed_summary_zh": "Kraken parent company Payward plans to acquire Saldo Bank, a European lender that obtained an EU banking license in 2021, with the deal expected to close in 2027.", "detailed_summary_en": "Kraken parent company Payward plans to acquire Saldo Bank, a European lender that obtained an EU banking license in 2021, with the deal expected to close in 2027.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.9, "story_ids": [ "telegram:foresightnews:120397" ], "sources": [ { "url": "https://foresightnews.pro/news/h5Detail/115177", "label": "foresightnews", "source_type": "telegram", "official": false } ] }, { "update_id": "upd_9333b335deaa7c25", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T09:44:10Z", "published_at": "2026-10-14T09:44:10Z", "first_seen_at": "2026-10-14T13:41:57.205885Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "Kraken母公司Payward将收购受欧盟监管的立陶宛银行Saldo", "title_en": "Kraken Parent Payward to Acquire EU-Regulated Lithuanian Bank Saldo", "what_changed_zh": "Kraken母公司Payward宣布计划收购受欧盟监管的立陶宛银行Saldo，以拓展贷款和发卡等传统银行服务，该交易预计在获得监管批准后于2027年完成。", "what_changed_en": "Kraken parent Payward announced plans to acquire EU-regulated Lithuanian bank Saldo to expand into traditional banking services like lending and card issuance, with the deal expected to close in 2027 pending regulatory approval.", "current_state_zh": "Kraken母公司Payward宣布计划收购受欧盟监管的立陶宛银行Saldo，以拓展贷款和发卡等传统银行服务，该交易预计在获得监管批准后于2027年完成。", "current_state_en": "Kraken parent Payward announced plans to acquire EU-regulated Lithuanian bank Saldo to expand into traditional banking services like lending and card issuance, with the deal expected to close in 2027 pending regulatory approval.", "detailed_summary_zh": "Kraken parent Payward announced plans to acquire EU-regulated Lithuanian bank Saldo to expand into traditional banking services like lending and card issuance, with the deal expected to close in 2027 pending regulatory approval.", "detailed_summary_en": "Kraken parent Payward announced plans to acquire EU-regulated Lithuanian bank Saldo to expand into traditional banking services like lending and card issuance, with the deal expected to close in 2027 pending regulatory approval.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.75, "story_ids": [ "telegram:wublockchainenglish:26407", "rss:decrypt.co_feed:e9f8b72073d4d7f1" ], "sources": [ { "url": "https://wublockchain.xyz/news/news-21234", "label": "wublockchainenglish", "source_type": "telegram", "official": false }, { "url": "https://decrypt.co/380912/kraken-owner-payward-to-buy-lithuanias-saldo-bank-in-eu-push", "label": "Decrypt", "source_type": "rss", "official": false } ] }, { "update_id": "upd_3f7db95ad920e6bd", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T12:26:05Z", "published_at": "2026-10-14T12:26:05Z", "first_seen_at": "2026-10-14T13:42:24.675211Z", "time_precision": "published", "update_type": "escalation", "material_change": true, "title_zh": "Kraken母公司在传统金融扩张中收购立陶宛Saldo Bank", "title_en": "Kraken parent to buy Lithuanian Saldo Bank amid TradFi expansion", "what_changed_zh": "Payward 已签署最终协议，收购持有欧盟银行牌照的立陶宛 Saldo Bank（通过芬兰控股公司 Saldo Finance Oy 旗下 Saldo Bank UAB），预计 2027 年完成，尚待监管批准；交易将使其银行服务扩展至立陶宛、芬兰、瑞典、德国和荷兰。", "what_changed_en": "Payward signed a definitive agreement to acquire Lithuania-licensed Saldo Bank (via Finnish holding company Saldo Finance Oy and subsidiary Saldo Bank UAB), expected to close in 2027 subject to regulatory approvals; the deal would expand banking services into Lithuania, Finland, Sweden, Germany and the Netherlands.", "current_state_zh": "Payward 已签署收购立陶宛 Saldo Bank 的最终协议，交易预计 2027 年完成，尚待监管批准；收购将使其获得欧盟银行牌照并扩展传统银行服务。", "current_state_en": "Payward has signed a definitive agreement to acquire Lithuania-based Saldo Bank, expected to close in 2027 subject to regulatory approvals; the deal would give it an EU banking license and expand traditional banking services.", "detailed_summary_zh": "Kraken parent company Payward signed a definitive agreement to acquire Lithuania-licensed Saldo Bank, gaining an EU banking license to expand traditional financial services across Lithuania, Finland, Sweden, Germany and the Netherlands, with closing anticipated in 2027.", "detailed_summary_en": "Kraken parent company Payward signed a definitive agreement to acquire Lithuania-licensed Saldo Bank, gaining an EU banking license to expand traditional financial services across Lithuania, Finland, Sweden, Germany and the Netherlands, with closing anticipated in 2027.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.0, "references": [], "confidence": 0.96, "story_ids": [ "rss:cointelegraph.com_rss:64eb60eb23a305db" ], "sources": [ { "url": "https://cointelegraph.com/news/krakens-parent-buy-lithuanian-saldo-bank-tradfi-expansion?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound", "label": "Cointelegraph", "source_type": "rss", "official": false } ] }, { "update_id": "upd_ca086e0f84e56b4a", "event_id": "evt_2186be8912fad048", "occurred_at": "2026-10-14T13:07:45Z", "published_at": "2026-10-14T13:07:45Z", "first_seen_at": "2026-10-14T13:41:58.456300Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "Kraken母公司Payward将成为首家收购欧盟银行的加密公司，向存款和贷款业务扩张", "title_en": "Kraken parent Payward to become first crypto firm to buy a EU bank as it expands into deposits, lending", "what_changed_zh": "CoinDesk 报道补充：该交易据 Financial Times 称为加密公司首次收购欧洲银行；Saldo Bank 2025 年底总资产约 1.639 亿欧元（1.8 亿美元）；Payward 计划提供有息存款、贷款、卡服务和欧元支付；其银行业务已发放逾 20 亿美元贷款，并持有美联储有限用途主账户和爱尔兰电子货币机构牌照。", "what_changed_en": "CoinDesk adds that the deal is reportedly the first acquisition of a European bank by a crypto company according to the Financial Times; Saldo Bank had €163.9 million ($180 million) in total assets at end-2025; Payward plans to offer interest-bearing deposits, loans, card services and euro payments; its banking business has originated over $2 billion in loans and holds a Federal Reserve limited-purpose master account and an Irish electronic money institution license.", "current_state_zh": "Payward 已签署最终协议收购立陶宛 Saldo Bank，交易预计 2027 年完成且尚待监管批准；交易将提供欧盟银行牌照，并计划扩展至有息存款、贷款、卡和欧元支付等传统银行服务，同时据报道将成为首家收购欧洲银行的加密公司。", "current_state_en": "Payward has signed a definitive agreement to acquire Lithuania-based Saldo Bank, expected to close in 2027 subject to regulatory approval; the deal would provide an EU banking license and expand into traditional banking services including interest-bearing deposits, loans, cards and euro payments, and is reportedly the first acquisition of a European bank by a crypto company.", "detailed_summary_zh": "Payward, the parent of crypto exchange Kraken, agreed to acquire Lithuania-based Saldo Bank to secure an EU banking license and expand into interest-bearing deposits, lending, cards and euro payments — reportedly the first such acquisition of a European bank by a crypto company.", "detailed_summary_en": "Payward, the parent of crypto exchange Kraken, agreed to acquire Lithuania-based Saldo Bank to secure an EU banking license and expand into interest-bearing deposits, lending, cards and euro payments — reportedly the first such acquisition of a European bank by a crypto company.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.91, "story_ids": [ "rss:www.coindesk.com_arc_outboundfeeds_rss_:0d3691d96c2d5808" ], "sources": [ { "url": "https://www.coindesk.com/business/2026/10/14/kraken-parent-payward-to-become-first-crypto-firm-to-buy-a-eu-bank-as-it-expands-into-deposits-lending", "label": "CoinDesk", "source_type": "rss", "official": false } ] } ] }